WE DeKalb

We DeKalb Program
Participating Lenders

Our WE DeKalb Program, in partnership with the lenders listed below, provides those interested in buying a home in DeKalb County with a 30-year, fixed-rate fully amortized first mortgage and a non-repayable down payment assistance (DPA) grant equal to 1, 2, or 3 percent of the mortgage’s initial principal balance. 

Below is a list of top performing loan officers and approved lenders for WE DeKalb. Approved borrowers must use one of the approved lenders listed below. Please contact your preferred loan officer to determine if you qualify for the WE DeKalb down payment grant.

Approved WE DeKalb Loan Officers

American Eagle Mortgage Company

Takisha Wood
Phone: (678) 542-9272
NMLS 1783175

Ameris Bank

Becky Settles
Phone: (404) 384-3009
NMLS 627358

Emily Cook
Phone: (404) 246-1368
NMLS 545281

Jackie Nickell
Phone: (404) 849-8984
NMLS 1984156

Steven Smith
Phone: (404) 849-8984
NMLS 1984156

Tammy Homonek
Phone: (404) 32-2143
NMLS 281929

BankSouth Mortgage Company, LLC

Laura Brown
Phone: 678-347-9868
NMLS 524896

Micole Sudduth
Phone: (770) 347-1847
NMLS 213062

Cardinal Financial Company, Limited Partnership

Dwayne Coney
Phone: (770) 858-5646
NMLS 150503

Contour Mortgage Corporation

Eric DuBose
Phone: (404) 428-4135
NMLS 544448

Fairway Independent Mortgage Corporation

Matt Blankenship
Phone: (404) 432-6699
NMLS 265345

FBC Mortgage, LLC

Kerwin Morns
Phone: (404) 547-5164
NMLS 298497

Geneva Financial, LLC

Russell Elam
Phone: (615) 394-3532
NMLS 174514

loanDepot.com, LLC

Deanna Turner
Phone: (470) 369-5952
NMLS 399944

New American Funding

LaShonda Wilson
Phone: (678) 410-4738
NMLS 939215

PrimeLending, a PlainsCapital Company

Nancy Webster
Phone: (770) 540-4614
NMLS 211673

Prosperity Home Mortgage, LLC

Kelvin Goodwin
Phone: (404) 454-7805
NMLS 516216

Shelter Home Mortgage, LLC

Ann Falconer
Phone: (404) 680-3274
NMLS 761946

Joanne Rotella
Phone: (404) 290-4800
NMLS 545223

Kim Pounders
Phone: (404) 877-2727
NMLS 782208

Nancy Grieve
Phone: (770) 309-3745
NMLS 552571

Silverton Mortgage

Sharon Mason
Phone: (404) 218-1422
NMLS 275784

South State Bank, NA

Phone: (404) 409 4227
NMLS 545214

Southeast Mortgage of Georgia, Inc

Matthew Scout
Phone: (480) 636-6762
NMLS 929657

Wayne Owens
Phone: (404) 587-3478
NMLS 305347

Supreme Lending

Audrey Gibbs
Phone: (404) 514-2505
NMLS 687376

Benita Primus
Phone: (678) 522-7602
NMLS 883195

Sherina Pate
Phone: (678) 476-5467
NMLS 272611

US Mortgage Corporation

Yasmin Martin
Phone: (678) 310-8811
NMLS 1574759

Additional Approved Lenders

  • Academy Mortgage Corporation
  • American Financing Corporation
  • Atlantic Bay Mortgage Group, LLC
  • Atlantic Union Bank
  • Bay Equity, LLC
  • CalCon Mutual Mortgage, LLC
  • Capital City Home Loans, LLC
  • CBC National Bank Mortgage
  • Certainty Home Loans, LLC
  • Diamond Residential Mortgage Corporation
  • Eagle Home Mortgage of California
  • Equity Prime Mortgage, LLC
  • Evolve Bank & Trust Guaranteed Rate Affinity, LLC
  • Guaranteed Rate, Inc
  • Guild Mortgage Company, LLC
  • Heritage Bank of the South
  • Home Mortgage Corporation
  • Homestar Financial Corporation
  • Inspiro Financial
  • Integrity First Financial Group, Inc
  • LendUS, LLC
  • Lennar Mortgage, LLC
  • Loan Simple, Inc
  • Movement Mortgage
  • NFM, Inc
  • Novus Home Mortgage
  • On Q Financial, Inc
  • Panorama Mortgage Group, LLC
  • Paramount Residential Mortgage Group, Inc.
  • Sanctuary Home Mortgage, LLC
  • SWBC Mortgage Corporation

Become an Approved Lender

Join our growing list of approved lenders and loan officers. Participation is free and easy.

To become an approved WE DeKalb lender and loan officer:

  1. Review the Lender Approval Process (linked below)
  2. Complete the Lender Agreement and submit to [email protected] and [email protected]
  3. Complete the Lender Contact & Authorization Form and send to [email protected]
View Lender Approval Process

The WE DeKalb program provides those interested in buying a home in DeKalb County, Georgia, with a non-repayable down payment assistance (DPA) grant equal to 1 percent, 2 percent, or 3 percent* of their mortgage’s initial principal balance. WE DeKalb’s qualified borrowers may be eligible for VA, FHA, or Freddie Mac HFA® Advantage conventional loan at a competitive 30-year, fixed-rate first mortgage loan. The DPA grant will be 1 percent, 2 percent, or 3 percent of the total loan amount, depending on which mortgage rate is selected of the available mortgage rate options. Borrowers do not need to be first-time homebuyers, and there is no time requirement that they must live in the home. However, the home must be their principal residence.

To participate in the program, complete and submit the Lender Agreement and the signed Lender Contact Information document to U.S. Bank via email. Originals are not needed and there is no cost to participate. Participating lenders must also become an approved lender with US Bank. If your company is a correspondent lender with US Bank, the approval process should be quick. Lenders must be a mortgage bank and be a VA, FHA, or Freddie Mac HFA® Advantage conventional approved mortgage.

To check on your current status with the US Bank Housing Finance Agency, or to become an approved lender, please contact US Bank at 800 562 5165 or [email protected] for assistance.


Training is mandatory to access the program reservation system. The program training is available online 24/7 and the systems training is offered via a webinar weekly. The training and reservation system are handled by the program administrator, eHousingPlus. Below is a link to the WE DeKalb program webpage for participating lenders. You may wish to review the administrator’s guidelines under the “Summary” tab for the full program details, including information on the DPA grant process, allowed fees, and loan time frames.

View Available Training Programs

Please share this information with your fellow loan officers and anyone in your organization who may be interested in the WE DeKalb program