We DeKalb Eligibility Screener

Your primary home (also known as a principal residence) is the place you call home. If you live there for the majority of the year and can prove it, it is your primary home.

A first mortgage is the primary or initial loan obtained for a property. When you get a first mortgage to buy a home, the mortgage lender who funded it places a primary lien on the property. This lien gives the lender the first right or claim to the home if you were to default on the loan.

A FICO score is a three-digit number, typically on a 300-850 range, that tells lenders how likely a consumer is to repay borrowed money based on their credit history. Visit FICOScore.com for information on getting your score. You may also work with one of our approved lenders to determine it.

Your debt-to-income (DTI) ratio is the percentage of your gross monthly income (your income before taxes and deductions) that goes to paying your monthly debt bills and is used by lenders to determine your borrowing risk. There are many online calculators that can help you determine this. You may also work with one of our approved lenders to determine it.

Your annual gross income is the amount of money made within one year before taxes or deductions.

You may use an estimate based on the homes you've seen. You'll need to select a house for your full eligibility to be determined and for your grant to be processed.