Down Payment Assistance

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Please note: New program criteria as of 06 May 2021 is detailed below.

The WE DeKalb program provides a down payment grant of 3, 4, or 5%* to qualified applicants interested in purchasing, renovating, or refinancing a home in DeKalb County, Georgia based on the type of loan selected.  The grant is not restricted to homebuyers who work in DeKalb County – any qualified borrower interested in buying a home in DeKalb County can take advantage of this non-repayable grant.

There are currently thousands of homes throughout DeKalb County that may be purchased with the WE DeKalb Program down payment grant.  Below is a chart of the FICO score minimum, the income maximum for households of all sizes, the mortgage loan limit, and the maximum debt-to-income ratio.  

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If you are ready to purchase a home in DeKalb County, please contact one of our approved lenders to determine your eligibility.  If your lender is not on our list and is interested in joining the WE DeKalb program, the process of becoming approved is quick and easy.  Please have them send an email to to request more information.

*5% assistance option only available for the Freddie Mac HFA Advantage conventional loan.

 Whether you are a homebuyer, loan originator, or Realtor®, we have the information you need.

Buyers: Download WE DeKalb program material: Introduction letter.  You can apply for your non-repayable down payment grant by selecting one our approved participating lenders.

Lenders: Join our growing list of approved WE DeKalb lenders by submitting the following materials: Lender Approval Process, Lender Agreement and Lender Contact & Authorization Form.

Agents: Use our current list of lenders as your go-to resource for buyer assistance and application submission.

Still have questions? Read the FAQs for homeowners and read the FAQs for lenders.

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